I have been trying for what seems like ages to get an S-Pankki card. You can only get these through Sokos locations it seems - or S-locations like S-Market for example if there is someone set up trying to promote them. (Maybe there are other ways to get one too - like the internet - not sure!)
The difference between the first S card you get and the one that says "Visa" on it, is that one collects the bonus money and the other is an actual bank/credit card. (By bank card I mean "debit", the money is linked to an account and you can shop with it.)
When I first went to Sokos to ask for a S-bank card they said I didn't have enough ID.
I had my Kela card, my green bonus card and my Passport and thought that was pretty good. Apparently not.
I was advised I had to get a
Finnish ID for Foreigners. It's brown, not overly attractive and supposedly is brown to represent the poo that Finns might think of us Foreigners (I'm pretty sure this was sarcasm/a joke in the 6 Degrees paper months ago. No your Finnish friends don't think you look or smell like poo!).
I'm JUST KIDDING!!!
Although, I did read that article - anyone else see it too?
Anyways, I found out it was 55� and thought it was a bit steep considering I can't use it for much. But, considering I had over 350� sitting on my green bonus card - just not DOING anything - I figured it was a low price to pay to be able to spend my money I've been racking up by shopping at S-chain places (mostly groceries).
I went to the Police station, pushed that lovely "
ASSISTANCE FOR FOREIGNERS" button and waited...and I waited and waited and waited. In fact, I waited almost an hour, and when I walked in - I saw Mr. Prince Charming Police Officer and advised him that there weren't any applications for me to fill out so I could get my Finnish ID card.
Well, he apologized deeply and said, "
That's because there isn't one. I'm so sorry - is that what you waited so long for?"
As my Facebook status said that day, "Thank goodness he was hot."
So apparently, I just bring in a photo, my Passport and 55� (I paid with my bank card).
I finally went in and waited about
2 HOURS last week with my youngest - thankfully HE fell back asleep, mostly out of sheer boredom - and submitted his Residence Permit application (or he won't get a new Kela card) and asked to get my Finnish ID card too.
I got that all paid for and submitted and the "I know your family name and your kids first names too because I think it's kinda neat and super weird that you gave your kids SUCH Finnish names just because they were born here" officer (who is super nice) said I would get a text message advising me to pick up my ID card at the front desk.
Excellent - well, I got that text message today.
"From 16435
Tilaamanne lupa-asiakirja on saapunut. Noutopaikka on Jyv�skyl�n p��poliisiasema. Urhonkatu 2."
All I honestly could pick out of that was "Nouto" meaning pick up - how do I know this? I apparently order pizza online too much. And "Poliisi" is police (no, I have never been in trouble with the law).
The last sentence was the address for pick up.
I walked in and didn't know which button to push for a number. I compared the text message to the buttons (there are only 3) to the machine and ended up going with one that said something about "Asiakirja" (translates to "documents") and figured it was a safe bet.
Especially when I let a fellow go ahead of me and it looked like he was picking something up and it was at the front desk!! :)
Fast forward a few hours later and I was in Sokos planning on opening a bank account so I could spend my precious 350 (and counting) euros.
I told the lady what I would like and she said fine and asked for ID. I dug out my green bonus card, my Kela card and as soon as she saw my Passport she apologized and said she couldn't help me.
Well, I whipped out my Finnish ID card and she saw it and said, "Oh, you DO have ID- yes I can do that for you!"
(Because everything else just DOES NOT count these days...)
I got my future pin code to be sent to my future address (since I am really moving there in less than a week now..yet blogging when I should be asleep!) and she advised me that there are NO fees on this account at all.
None for withdrawing, spending - nothing. Not sure about depositing because I just planned on spending what I collect from the S Bonus card.
Once I get that all set up (aka get the S Bank card) then I can destroy my S Bonus card and when I shop - if I am at an S-location, it will automatically calculate the bonus onto the account if I am spending with my bank card.
If not (or if I am at a regular shop that does not accept S cards) then I have to insert my card and press "BONUS" when it shows up on the machine, then remove it and then pay in whatever method I planned on using.
If I want to spend with it - I just put it in the machine and (it has a chip card) use it like normal.
She asked what would be the maximum daily limit on the account that I would withdraw from. I advised her and then she asked if I was interested in having it as a credit card too.
I told her nope just bank card and she got me to sign some forms.
Their internet banking site is only available in Finnish.Also, if you
lose your internet banking ID number -
you have to pay 20� to get a new one.And if you lose the pin, it
costs you 5� if you need a new one set up.
Ah, you want to know what I plan on buying? A small washing machine for the future flat.
Running between buildings to do my laundry is no fun, especially with colder weather coming up and my youngest can walk already...so there's no such thing as "quickly getting the laundry" anymore.
Oh and most Finns have never seen this Finnish brown ID card for foreigners - so to REALLY get a party started, pass it around if you like!
For some reason, there are 4 identical photos of myself on the card.
3 on front, one has a hologram partially on it (the larger photo), my date of birth is written on the 2nd photo - to the left of the largest one (which is interesting because there is my DOB on the card already) and the back photo is just a mirror of the 3rd identical photo.
I guess Finns want to make sure people cannot forge them!